About FinalPay Calculator
Clear numbers and peace of mind when your job ends
Losing a job, or deciding to leave one, is one of the most stressful moments in working life. In those first days, one question matters more than almost any other: how much money will I actually have to get me through? We built FinalPay Calculator so anyone can answer that question in a few minutes: free, private and in plain English.
Why we built it
Working life has become less predictable. Two forces in particular have changed what a job ending means for millions of people.
The cost of living
Inflation hit its highest levels in decades. In 2022, consumer prices rose 8.0% in the US, 7.9% in the UK, 6.8% in Canada and 6.6% in Australia, and in Pakistan inflation reached 30.8% in 2023 (World Bank). Prices haven't gone back down, so savings and payouts have to stretch further than before. Knowing your exact final pay is the starting point for any budget.
The AI boom
Artificial intelligence and automation are reshaping whole industries, and restructures, role changes and redundancies now reach people who never expected it. Whether you're affected now or just planning ahead, it helps to know what you'd be entitled to before you need it.
The fine print
Redundancy, severance and final pay rules are complicated. They change every year and differ between countries, states and contracts. Mistakes happen, and people are sometimes underpaid without realising. A quick independent check gives you the confidence to ask the right questions.
What we do
- Free calculators for six countries: Australia, the United Kingdom, the United States, Canada, Pakistan and India. Each is built around that country's own laws, from the Australian NES redundancy scale and the UK statutory redundancy formula to US state vacation-payout rules, Canadian provincial notice periods, Pakistani gratuity and India's new Labour Codes.
- Everything in one estimate: redundancy or severance pay, notice pay, unused annual leave, long service leave, gratuity, wages and bonuses owed, plus an estimate of the tax.
- Your contract taken into account: enter more generous notice or severance terms, or paste parts of your contract to spot the clauses that matter.
- Plain-English guides and FAQs that explain your rights in each country, with links to the official sources.
- Job market context: up-to-date unemployment, inflation and exchange-rate data, so you can see how long your money may need to last.
What we believe
Private by design
Your pay, dates and contract details are calculated in your own browser and never sent to us. We don't ask for your name, email or an account. You shouldn't have to hand over personal information to understand your own rights.
Accurate and up to date
We build every calculator from official sources such as the Fair Work Ombudsman, ATO, GOV.UK, IRS, CRA and provincial and federal labour laws. We review the rates whenever they change each year.
Plain English
No jargon without an explanation. Every figure in your result shows how it was worked out, so you can check it and discuss it with your employer.
Free for everyone
The site is supported by advertising, so it stays free. Ads never influence the results. The numbers come only from the law, your inputs and your contract.
How we keep it accurate
Tax thresholds, pay caps and employment rules change on a regular cycle, and we update the calculators when they do:
| Country | Main yearly changes | Key sources |
|---|---|---|
| Australia | 1 July (new financial year, ETP and tax-free redundancy limits) | Fair Work Ombudsman, ATO |
| United Kingdom | 6 April (statutory redundancy pay cap, tax year) | GOV.UK, Acas, HMRC |
| United States | 1 January (Social Security wage base, withholding), plus state law changes | US Department of Labor, IRS, SSA |
| Canada | 1 January (CPP, EI, withholding), plus provincial changes | CRA, provincial employment standards, Canada Labour Code |
| Pakistan | 1 July (federal budget and tax year) | Standing Orders, provincial labour laws, FBR |
| India | 1 April (Union Budget and financial year), plus state Labour Code rules | Ministry of Labour & Employment, Income Tax Department, EPFO |
Job market and inflation figures come from the OECD and the World Bank and are refreshed regularly. Found something out of date? Tell us. We fix reported errors as a priority.
Who it's for
- People who have just been made redundant, laid off or let go and need to know where they stand.
- Anyone thinking about resigning, retiring or accepting a voluntary redundancy package.
- People checking that their final pay or settlement adds up before they sign anything.
- Workers, families, HR staff and advisers who want a quick, independent estimate.
What we're not
FinalPay Calculator gives general estimates, not legal, tax or financial advice. Your award, agreement, contract or personal tax situation can change the final figure. For advice about your own situation, these free official services can help: the Fair Work Ombudsman (Australia), Acas (UK), the US Department of Labor, your federal or provincial employment standards office (Canada) your provincial labour department (Pakistan) and your state labour department (India). A union or an employment lawyer can also advise you.
Who's behind it
FinalPay Calculator is designed, built and maintained by BrandsBoostHub. We created it because we've seen how much uncertainty people face when a job ends, and we believe everyone deserves clear, honest numbers at that moment, without paying for them or giving up their privacy.
Have a suggestion, a country you'd like us to add, or a correction? We'd love to hear from you on our contact page.